Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor
The Essential Guide to Homeowners Insurance for New Homeowners

The Essential Guide to Homeowners Insurance for New Homeowners

Homeownership is a significant milestone and a major investment. Protecting that investment is crucial, and that’s where homeowners insurance comes in. For new homeowners, understanding the full scope of homeowners insurance can be overwhelming. Thi

May 30, 2024 | Purchasing a Home

How to Buy a Home After Bankruptcy

How to Buy a Home After Bankruptcy

Filing for bankruptcy can create uncertainty, especially if you're aiming to become a homeowner. How can you build a secure financial future, and what impact does bankruptcy have on your ability to get a mortgage? Let’s explore this journey from bot

May 28, 2024 | Purchasing a Home

Refinancing vs. Loan Modification: Discover Why Refinancing with a Mortgage Broker Near Me is the Superior Choice

Refinancing vs. Loan Modification: Discover Why Refinancing with a Mortgage Broker Near Me is the Superior Choice

As homeowners, the choice between refinancing your home loan or opting for a loan modification is pivotal. While both strategies aim to ease your financial burden, engaging a mortgage broker for refinancing generally proves to be more advantageous. This a

May 23, 2024 | Refinancing a Home

7 Red Flags for Second Home Buyers and How to Avoid Them

7 Red Flags for Second Home Buyers and How to Avoid Them

Considering purchasing a second home? Whether for a vacation retreat or a smart investment, the idea is enticing. However, before diving into property ownership, it's crucial to be aware of potential pitfalls. This guide outlines seven red flags to watch

May 21, 2024 | Purchasing a Home

A Mortgage Professional's Guide to Inheriting Property

A Mortgage Professional's Guide to Inheriting Property

Navigating the complexities of inheriting a house, especially one burdened with a mortgage, can evoke a myriad of emotions. This guide aims to demystify the process in a straightforward manner, offering practical insights and considerations tailored to yo

May 16, 2024 | Refinancing a Home

Your Guide to FHA Loans: Making Homeownership Attainable

Your Guide to FHA Loans: Making Homeownership Attainable

Let's explore FHA loans, an essential tool for turning your dream of homeownership into reality. Here's a breakdown: Understanding FHA Loans: FHA loans simplify the home-buying process, particularly for first-time buyers and those with moderate incomes

May 14, 2024 | Purchasing a Home

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