Your credit score is one of the most critical factors when buying a home. Think of it as your financial resume—summarizing how well you manage debt and repay loans. This small yet mighty number, ranging from 300 to 850, gives lenders a snapshot of y
Jan 14, 2025 | Credit Purchasing a Home
In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent on leveraging their
Aug 29, 2024 | Credit
Earning and keeping a perfect credit score is a great goal, but there are plenty of myths out there about how to achieve it. Since having a great score is essential for everything from getting approved for a mortgage to getting a car loan to even getting
Feb 23, 2023 | Credit
As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes
Sep 27, 2022 | Interest Rates Mortgage Basics Credit
In today’s coronavirus-crisis economy, many Americans may be regretting taking on debt in the past or facing new debt to cover expenses during unemployment. And yet millions of consumers continue to apply for mortgages for home purchases, one of the
Sep 02, 2020 | Credit Mortgage Basics
No one signs a mortgage contract thinking they won’t be able to keep up with the payments. And yet life sometimes throws us curveballs. The recent coronavirus crisis, for example, has sent millions into unemployment and a state of financial unc
Aug 20, 2020 | Homeowner Tips Credit
