Scott Carter

NMLS # 1391426

801-272-0600

scott@advancedfunding.com

Scott Carter Mortgage Loan Advisor

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How the New Fed Policy Will Affect Utah Mortgage Rates

The U.S. Federal Reserve recently announced its new approach to monetary policy, setting the markets abuzz with rumors. Will Utah mortgage interest rates remain low? Will they jump? Here’s what the Fed’s policy means for mortgage loans.  

Sep 16, 2020 | Interest Rates Mortgage News

The Little-Known Mortgage That Doesn’t Require a Down Payment

The Little-Known Mortgage That Doesn’t Require a Down Payment

Some conventional mortgage loan requires 20% down payment. If you are a first-time homebuyer, however, saving up tens of thousands of dollars can seem like an impossible task. Of course, there are loan programs, like FHA mortgages, that allow for low

Sep 09, 2020 | Home Buying or Selling

Why a Mortgage is Good Debt

Why a Mortgage is Good Debt

In today’s coronavirus-crisis economy, many Americans may be regretting taking on debt in the past or facing new debt to cover expenses during unemployment. And yet millions of consumers continue to apply for mortgages for home purchases, one of the

Sep 02, 2020 | Credit Mortgage Basics

Should I Refinance into a 15-year Mortgage Now?

Should I Refinance into a 15-year Mortgage Now?

Mortgage interest rates are at all-time lows right now. It’s obviously a great time to refinance for lower rates and payments. Perhaps you are interested in paying off your mortgage loan faster though. Is refinancing into a shorter loan a good idea

Aug 26, 2020 | Interest Rates

How Bad Is It to Miss a Mortgage Payment?

How Bad Is It to Miss a Mortgage Payment?

No one signs a mortgage contract thinking they won’t be able to keep up with the payments. And yet life sometimes throws us curveballs. The recent coronavirus crisis, for example, has sent millions into unemployment and a state of financial unc

Aug 20, 2020 | Homeowner Tips Credit

Do You Have Enough Money to Buy a House?

Do You Have Enough Money to Buy a House?

When potential buyers are ready to begin their dreams of homeownership, they often start by looking at real estate listings. The asking prices are the starting point for determining how much home a buyer can afford, but there are plenty of other costs and

Aug 12, 2020 | Home Buying or Selling

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