In addition to income and assets, your credit profile is one of the biggest factors in determining whether you qualify for a mortgage. If your credit score is not currently in a desirable range, there are plenty of ways you can improve it to up your chanc
Jun 24, 2020 | Credit Conventional Loans
While fixed-rate loans are one of the most popular choices for mortgage loans, there is another choice: the adjustable-rate mortgage or ARM loan. If you’ve ever wondered what an ARM loan is or why anyone would want one, here is what you need to know
Jun 17, 2020 | Interest Rates Mortgage Basics
Since the coronavirus outbreak began, millions of Americans, including Utahs, have filed for unemployment. The resulting fear about being unable to pay for expenses has caused more than 3.5 million homeowners to apply for mortgage forbearance to date. Tha
Jun 10, 2020 | Mortgage News
When you buy a home with a mortgage, you will be required to pay all sorts of insurance, including homeowner’s insurance, title insurance, and private mortgage insurance. What are all these policies and why do you have to pay for them? Homeo
Jun 03, 2020 | Mortgage Basics
The onset of the COVID-19 crisis has forced millions of Americans into unemployment, resulting in over 4.1 million homeowners applying for mortgage forbearance. There has been plenty of confusion about how the rules of forbearance – a payment deferr
May 27, 2020 | Mortgage News Home Buying or Selling
As the COVID-19 pandemic has roiled stock markets over the past few months, many Americans in or nearing retirement may be worried about their investment portfolios. Without the possibility to earn more money, more retirees, seeing a reduction in their ne
May 20, 2020 | Reverse Mortgage
