Lisa Jensen Hoyle

NMLS # 285482

801-272-0600

lisa@advancedfunding.com

Lisa Jensen Hoyle Mortgage Loan Advisor

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How are Mortgage Interests Rate Determined?

How are Mortgage Interests Rate Determined?

Getting the very lowest interest rate is usually top priority for most home loan seekers but mortgage rates can vary widely from day to day and year to year. They are influenced by international and domestic market changes as well as an individual borrowe

Aug 05, 2020 | Interest Rates Mortgage Basics

What Happens If I Lose My Job During the Mortgage Process?

What Happens If I Lose My Job During the Mortgage Process?

You are midway through the process of closing on a new home or a refinance mortgage. Then you lose your job. In today’s coronavirus crisis climate, plenty of home buyers and homeowners have faced this situation. Can the home loan go through or is it

Jul 29, 2020 | Mortgage Basics

Should I Prepay My Mortgage?

Benefits of Prepayment The main benefit of paying off your mortgage early is the savings. Even by cutting off just a few years from your home loan, you can save thousands of dollars in interest. For example, if you take out a 30-year mortgage loan for $25

Jul 22, 2020 | Mortgage Basics

New FICO “Resilience” Credit Score Could Help Borrowers

New FICO “Resilience” Credit Score Could Help Borrowers

As the U.S. economy reels from record-high unemployment and continued COVID-19 shutdowns, the Fair Isaac Corp. (FICO), a global analytics company and producer of the FICO credit score, released a new credit index recently it hopes will keep mortgage

Jul 15, 2020 | Credit Mortgage News

Is Down Payment Assistance Still Available During COVID-19?

Is Down Payment Assistance Still Available During COVID-19?

Even as the demand for mortgage loans has ramped up since the coronavirus crisis began, some aspects of the home loan market have changed. With millions of homeowners applying for mortgage forbearance, lenders have had to take measures to mitigate possibl

Jul 08, 2020 | Home Buying or Selling First-time Homebuyers

Buying a First Home in an Expensive Area

Buying a First Home in an Expensive Area

For Utahs living and working in the nation’s most expensive real estate markets, homeownership can seem like the impossible dream. Prices are high and options can be limited. It may feel like home values rise faster than your ability to save up for

Jul 01, 2020 | Home Buying or Selling First-time Homebuyers

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