Joshua Cederlof

NMLS # 309804

801-272-0600

joshua@advancedfunding.com

Joshua Cederlof Mortgage Loan Advisor

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Can Homeownership Make You Happy?

Can Homeownership Make You Happy?

Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial well-being t

May 29, 2018 | Lifestyle

Quick and Easy Way to Change Your Address

Quick and Easy Way to Change Your Address

Part of the moving process is changing your Utah address so that all of your bank statements, bills, magazines and other mail goes to your new home. The quickest and easiest way to do that is to hop online and go to the U.S. Postal Service website. You&rs

May 22, 2018 | Homeowner Tips

6 Ways to Whiten Without Bleach

6 Ways to Whiten Without Bleach

Chlorine bleach can be a useful product around the house, but it's also a poisonous chemical that can irritate the skin, eyes, and lungs, and can be dangerous or deadly if improperly mixed with other household chemicals. The eco-friendly ingredients b

Apr 24, 2018 | Homeowner Tips

Does Being Married Matter When You're Getting a Utah Mortgage

Does Being Married Matter When You're Getting a Utah Mortgage

This post was originally published on Neighborhoods.com SARA WATSON - National Homeownership There’s an old-school order to things. Couple meets. Couple marries. Couple buys a house. Couple has kids. But this is 2018. As millennial

Apr 20, 2018 | Home Buying or Selling Mortgage Basics Lifestyle

Pre-Approved for a Utah Mortgage? Don’t Do These Four Things.

Pre-Approved for a Utah Mortgage? Don’t Do These Four Things.

When purchasing a home, your Utah mortgage pre-approval is based on your current financial situation. That’s why once you're pre-approved, you should avoid making big changes to your finances. Here are several things you’ll want to avoid d

Apr 17, 2018 | First-time Homebuyers Home Buying or Selling

Discount and Origination Points Explained

Discount and Origination Points Explained

Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to one percent of your total loan amount. For example, on a $200,000 loan, one poi

Apr 04, 2018 | Interest Rates Home Buying or Selling Mortgage Basics

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