When it comes to mortgages, there are two similar sounding terms that often confuse potential homebuyers: pre-qualification and pre-approval. While they are alike in some ways, their purposes are different. If you're looking to get a Utah mortgage, here’s
Jun 27, 2018 | First-time Homebuyers Home Buying or Selling
Buying a home in Utah, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly w
Jun 20, 2018 | Mortgage Basics
While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a Utah home purchase is the right decision for you right now.
Jun 14, 2018 | First-time Homebuyers Home Buying or Selling
Years ago, a 20% down payment was a requirement for obtaining a Utah mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case
Jun 07, 2018 | Home Buying or Selling
Buying or refinancing a home represents the largest financial transaction many of us will ever make. Therefore, it makes sense that you’d want to understand the details of the loan you’re getting. As part of your mortgage transaction, the Con
Jun 06, 2018 | Home Buying or Selling Mortgage Basics
While most people think of spring as the best time for a massive home cleaning spree, really any time of the year is a great time for cleaning, organizing and making sure your home is a safe place for you and your family. How safe is your house? Take a f
Jun 05, 2018 | Homeowner Tips