Your home is probably your largest asset and your mortgage payment is more than likely one of your largest expenses each month. When looking at these numbers do you feel like your monthly mortgage payment is too high? If so, here are a few ways to lower y
Mar 10, 2019 | Refinancing a Home Mortgage Basics
When you get a mortgage to buy a home it’s important to understand the breakdown of your monthly mortgage payment. This will help you keep track of your finances, and to help you figure out your timeline of when you should be able to pay off your Ut
Mar 04, 2019 | Home Buying or Selling Mortgage Basics
If you have ever checked out the current status of mortgage interest rates, you may have seen the average points listed next to the rates. What are these mortgage points and how do they affect your interest rate? Points Defined Mortgage poin
Feb 06, 2019 | Home Buying or Selling Conventional Loans VA Loans FHA Loans Mortgage Basics Interest Rates
Mortgage rates fluctuate from week to week and they can make huge swings from decade to decade. In the early 1980s, for example, mortgage rates were as high as 18% while roughly 30 years later they are less than a third of that rate. What causes Utah inte
Jan 30, 2019 | Mortgage Basics Interest Rates
Adjustable rate mortgage (ARM) loans always grow in popularity when interest rates are on the rise. Some borrowers think ARMs are the best way to save money on their mortgage in a higher rate climate. ARM loans can also be helpful for those who do not pla
Jan 23, 2019 | Mortgage Basics Interest Rates
Interest rate and annual percentage rate (APR) - those are the same things, right? Unfortunately, too many mortgage buyers don’t realize the answer is no. The interest rate on your Utah mortgage loan is different from the APR and understandin
Jan 10, 2019 | Interest Rates Mortgage Basics
