The U.S. mortgage market is red hot right now. After a year of pandemic living, more and more people are ready to have extra space at home. With all those potential buyers searching the market, housing inventory is ultra-low and competition is extreme. Ac
May 12, 2021 | Mortgage Basics
If you are hoping to buy a home in one of the country’s pricier markets, you may need a special type of mortgage. The main two are jumbo loans and super conforming loans. Here’s what you need to know about each one and which is right for you:&
Feb 03, 2021 | Purchasing a Home Refinancing a Home Mortgage Basics
As a first-time home buyer, you will hear lots of words that you may not be familiar with. Just like every industry, the real estate market has its own lingo, and it can be confusing for newbies. Here is a list of the most common mortgage jargon to help y
Jan 06, 2021 | First-time Homebuyers Mortgage Basics
When you buy a home or refinance, your lender will talk about setting up an “escrow” account. They may also refer to the charges in that account at “impounds.” If you are new to mortgage loans, you may not understand what these ter
Dec 30, 2020 | Mortgage Basics Homeowner Tips
Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential question
Dec 16, 2020 | Mortgage Basics
Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for more loan than they could actually afford. When the housing bubble burst and the entire economy took a hit, those same home buyers ofte
Dec 09, 2020 | First-time Homebuyers Mortgage Basics Purchasing a Home