In order to buy a house, most Americans, including Utahns, take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers. Liquidity If you du
Jun 05, 2019 | Credit Mortgage Basics
Long-term mortgage rates dipped in the latest week, according to Freddie Mac, marking four consecutive weeks of declines. The average rate on a 30-year fixed-rate mortgage (FRM) slipped to 4.06% with an average 0.5 point for the week ended May 23, do
May 30, 2019 | Mortgage News
Medical professionals often earn salaries far above the average American salary, and yet most come out of school with hefty student loans to repay. Such high debt loads would normally disqualify them from obtaining mortgage loans for several years. Thanks
May 29, 2019 | Purchasing a Home
The ongoing and unresolved US/China trade turmoil is the biggest story to follow right now. The uncertainty and negative headlines associated with the negotiations have pushed Stocks lower for most of May, with Bonds and home loan rates being the benefici
May 23, 2019 | Mortgage News
Are there ways to get a mortgage loan without making a down payment? While the options are not as plentiful as they used to be, there are still at least four government-backed programs that allow borrowers to buy a home with no down payment. Over a decad
May 22, 2019 | VA Loans FHA Loans Conventional Loans Home Buying or Selling First-time Homebuyers
Buying your first home is an exciting time in your life, but it can also bring some worry. The process is overwhelming at times, so first-time homebuyers often don't know exactly what to expect. When analyzing the cost of a home, you may forget to inc
May 17, 2019 | Home Buying or Selling First-time Homebuyers
