Amber DeBirk

NMLS # 306407

801-272-0600

amber@advancedfunding.com

Amber DeBirk Mortgage Loan Advisor

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Land of Confusion

"Now did you read the news today. They say that danger's gone away." Land of Confusion by Genesis. Our Federal Reserve has a dual mandate - to maintain price stability (inflation) and maximum employment. They also have a 3rd "unstated&

Oct 19, 2018 | Mortgage News

How to Get a Low Interest Rate on a HELOC

How to Get a Low Interest Rate on a HELOC

The amount of available home equity has recently hit all-time highs, meaning now is a great time to tap into your home’s value with a home equity line of credit (HELOC). These are revolving accounts that allow you to draw out money for anything from

Oct 17, 2018 | Interest Rates

Communication: Proactive Methods to Improve Business

Communication: Proactive Methods to Improve Business

I once heard the expression, "Communication is the lubrication in your organization." That couldn't be truer, especially in the world of business. You simply can't over-communicate when dealing with clients. I find that the best way to e

Oct 17, 2018 |

Closer Look at Third-Party Fees

Closer Look at Third-Party Fees

Most people don’t need to be told that buying a home is a big deal. Between a down payment, closing costs and being saddled with a sizable loan that’s going to take a while to pay off, there’s going to be a lot of cash flowing from the b

Oct 17, 2018 | Mortgage Basics

Home Sales Fall 11.6% from Last Year

U.S. home sales dropped 11.6% in September from the previous year, according to the RE/MAX National Housing Report. At the same time the median sales price rose 5.6% to $241,000, the 30th straight monthly increase in year-over-year prices. Available inven

Oct 16, 2018 | Mortgage News

Understanding Interest Rate Locks

Understanding Interest Rate Locks

Until the interest rate is locked, the credit you receive (or the price you pay) for an interest rate can change minute by minute. Once your interest rate is locked, as long as your loan closes within the allocated lock period, your interest rat

Oct 12, 2018 | Interest Rates Mortgage Basics

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