Amber DeBirk

NMLS # 306407

801-272-0600

amber@advancedfunding.com

Amber DeBirk Mortgage Loan Advisor

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"We want what we don't have, be careful what you ask for"... Everclear

As it pertains to low interest rates "Be careful what you ask for" - it will likely take pain, chaos, fear and uncertainty to get them.  This past Thursday, thanks to uncertainty around the U.S. and China trade deal, fear of slowing global

Dec 10, 2018 | Mortgage News

Mortgage Applications Rise as Rates Fall for Third Week

Mortgage Applications Rise as Rates Fall for Third Week

More mortgage borrowers turned in loan applications this week, according to the Mortgage Bankers Association, in response to another week of falling interest rates. The MBA’s Mortgage Composite index – a measure of mortgage application volume

Dec 07, 2018 | Mortgage News

Should I Pay Off My Utah Home Mortgage Before Retirement?

Should I Pay Off My Utah Home Mortgage Before Retirement?

As you near retirement, you may be anxious to completely pay off your Utah home mortgage and be debt-free before your traditional income stops. In most cases, this is the best plan but there are situations when holding on to your mortgage into retire

Dec 05, 2018 | Reverse Mortgage

Difference Between a Mortgage Interest Rate and an APR?

Difference Between a Mortgage Interest Rate and an APR?

What is the Difference between a mortgage interest rate and an APR? Answer: An annual percentage rate (APR) reflects the mortgage interest rate plus other charges. There are costs associated with getting a mortgage loan in Utah. These include, b

Dec 05, 2018 | Interest Rates Mortgage Basics

Closer Look at the VA Funding Fee

Closer Look at the VA Funding Fee

The VA Funding Fee is a government fee applied to every VA purchase and refinance loan in Utah. This fee goes directly to the Department of Veterans Affairs to help cover losses and keep the loan guaranty program running for future generations of military

Dec 04, 2018 | VA Loans

Home Price Gains Slow Down in October 2018

Home Price Gains Slow Down in October 2018

CoreLogic reports that home prices, including distressed sales, rose 5.4 percent from October 2017 to October 2018. That is down from the 7 percent gain seen year over year in March of this year. On a month over month basis, prices rose 0.5 percent from S

Dec 04, 2018 | Mortgage News

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