Amber DeBirk

NMLS # 306407

801-272-0600

amber@advancedfunding.com

Amber DeBirk Mortgage Loan Advisor

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What You Need to Know About FHA Loans in 2022

What You Need to Know About FHA Loans in 2022

It’s a new year and a new chance for many people to become homeowners. There are several mortgage products that are designed for first-time buyers; the FHA loan is especially helpful. Here’s what you need to know about them and the changes that have been

Mar 22, 2022 | First-time Homebuyers FHA Loans Purchasing a Home Refinancing a Home

Will a HELOC Affect Your Credit Score?

Will a HELOC Affect Your Credit Score?

With home prices soaring over the past few years, homeowner equity is at all-time highs. It could be a great time to tap into some of that equity to pay off debts or finally make those home improvements you’ve been dreaming about. One of the most co

Mar 16, 2022 | Home Equity Loans

Can You Get a Loan to Buy an AirBnB?

Can You Get a Loan to Buy an AirBnB?

Renting out privately-owned properties has become the preferred style of accommodations for many travelers today. Sites like AirBnB and VRBO allow property owners to list their condos, houses, and cabins to tourists looking for a different experience from

Mar 09, 2022 | Purchasing a Home Conventional Loans

What an 18% Jump in 2022 Conforming Loan Limits Means for Me

What an 18% Jump in 2022 Conforming Loan Limits Means for Me

Recently, the Federal Housing Finance Agency announced changes to the conforming loan limits for 2022. And they are increasing 18% from 2021, the largest yearly increase on record.The new loan limit for conforming loans, which can be bought by Fannie Mae

Mar 02, 2022 | Conventional Loans

How Long Should You Keep Your Mortgage Loan Papers?

How Long Should You Keep Your Mortgage Loan Papers?

The time of year is often a time for decluttering and organizing the home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wonder how long you need to hold on to all that paperwork

Feb 23, 2022 | Mortgage Basics

One Extra Mortgage Payment Per Year Can Add Up to Big Savings

One Extra Mortgage Payment Per Year Can Add Up to Big Savings

When you bought your home, you (hopefully) qualified for a mortgage that you could afford and if you stay on top of it monthly, you’ll own your home free and clear in 30 years (or less, depending on your loan terms.) Making extra payments may not even hav

Feb 16, 2022 | Refinancing a Home Homeowner Tips

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