Amber DeBirk

NMLS # 306407

801-272-0600

amber@advancedfunding.com

Amber DeBirk Mortgage Loan Advisor

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Lease-to-Own Agreements: A Unique Path to Homeownership

Lease-to-Own Agreements: A Unique Path to Homeownership

Today, we're going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you've been yearning to call a place your own but have faced hurdles in the traditional mortgage landscape, this could be your

Jan 30, 2024 | Purchasing a Home

The Power of VA Home Loans: Four Remarkable Advantages

The Power of VA Home Loans: Four Remarkable Advantages

In the vast landscape of mortgage choices, the VA Home Loan program stands out as a unique and commendable offering, specifically tailored to honor our nation's veterans and active-duty military personnel. In this exploration, we're about to uncover what

Jan 25, 2024 | VA Loans

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but

Jan 23, 2024 | Purchasing a Home

Funding Home Renovations with a Cash-Out Refinance Loan

Funding Home Renovations with a Cash-Out Refinance Loan

Your home is more than just bricks and mortar; it's the canvas on which your life unfolds. It's where you create memories, express your unique style, and find solace. When the time comes to breathe fresh life into your home through renovations, you need a

Jan 18, 2024 | Refinancing a Home

The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

The Housing Market Looks Promising in 2024

The Housing Market Looks Promising in 2024

Core consumer inflation inched lower in December, with shelter costs the main ingredient. The Core Consumer Price Index (CPI), which strips out volatile food and energy, fell to 3.9% year over year from 4.0% in November. Within the core numbers, it showed

Jan 12, 2024 | Mortgage News

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