Amber DeBirk

NMLS # 306407

801-272-0600

amber@advancedfunding.com

Amber DeBirk Mortgage Loan Advisor

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What Drives Utah Mortgage Rates?

What Drives Utah Mortgage Rates?

When you’re buying a home or refinancing, Utah mortgage rates can often seem pretty mysterious. They can move up and down each day —sometimes changing several times in just one day!  Here’s why: Mortgage rates are highly dependent o

May 20, 2015 | Interest Rates Mortgage Basics

Distressed Properties 101

Distressed Properties 101

Ever hear the terms REO, bank-owned, short sale or HUD home? Have you ever wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties found in Utah:Foreclosure: This refers to the process

May 04, 2015 | Purchasing a Home

Things You Shouldn’t Do Before Applying for a Mortgage in Utah

Things You Shouldn’t Do Before Applying for a Mortgage in Utah

If you’re getting ready to buy a home, there are a lot of things you should do, such as getting pre-approved for a Utah mortgage loan. But there are also a few things you don’t want to do. Change your job. Now is not the right time to become self-employe

Apr 30, 2015 | First-time Homebuyers Mortgage Basics Refinancing a Home Purchasing a Home

Distressed Properties: What’s Changed for Homebuyers

Interested in buying a distressed property in Salt Lake City? You’ll still find these types of homes on the market. But there are definitely fewer bank-owned properties and short sales available for sale today than there were a couple of years ago.

Apr 16, 2015 | Purchasing a Home

Appraisal Anxiety Have You Down? Here’s How to Cope

Appraisal Anxiety Have You Down? Here’s How to Cope

If you’re buying or selling a home in Utah, you may be worried about the appraisal. What should you do if the appraisal comes up short? Here are some options for both buyers and sellers: For Sellers: Walk away. If the appraised value comes in lowe

Apr 12, 2015 | Home Buying or Selling

The Most Common Homebuying Mistakes

The Most Common Homebuying Mistakes

In the market for a new home? You’ll want to avoid these common mistakes made by first-time buyers – and even those who already have purchased a home or two before.  Shopping Before Getting Pre-Approved Without consulting with mortgage co

Apr 08, 2015 | Purchasing a Home

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