Employment history is a very important aspect of a mortgage application. Mortgage loans are usually for substantial sums of money and mortgage lenders want to reduce the risk that borrowers will default. One sign that a borrower will be consistent in maki
Mar 11, 2020 | Mortgage Basics
Whether you want to save on interest payments, avoid debt in retirement or just feel the thrill of complete ownership, there are plenty of reasons to pay off your mortgage loan early. Yet because a house is typically the largest purchase most Americans ma
Mar 04, 2020 | Refinancing a Home Mortgage Basics
Mortgage interest rates have dropped significantly in the past year and everyone wants to take advantage of the savings. Those who have jumbo loans – mortgages with balances over the conforming loan limit of $510,400 in most areas, including Utah &n
Feb 26, 2020 | Refinancing a Home
You can do pretty much everything on the Internet today, including applying for mortgage financing. Just because something is digital, does that automatically mean it’s better? There are several factors to consider when deciding between applying onl
Feb 19, 2020 | Mortgage News
There is a new trend catching on among younger urban residents: renting in the city and buying a vacation home as their first house purchase. This unconventional approach to first-time homebuying is one way for these buyers to achieve homeownership and al
Feb 12, 2020 | Home Buying or Selling First-time Homebuyers
Your mortgage payment is likely the biggest one you make each month. The thought of getting rid of that payment sooner and saving on some of the interest payments can be very attractive. However, there are plenty of trade-offs when you start diverting muc
Jan 29, 2020 | Lifestyle Homeowner Tips
